The marketplace for currency

The rate you want.
From someone like you.

Trocah is a peer-to-peer marketplace for currency. See real offers from real people across the CAD and Naira corridor. Settle in seconds. Free bank transfers in Canada and Nigeria.

Corridors
CA Β· NG
Settle in
< 60 s
Bank fees
C$0.00
Marketplace rate
CAD / NGN
1 CAD =
₦1,042
Toronto β†’ Lagos Β· 2.4% better than your bank today.
  • RegulatedFINTRAC C100000788
  • IdentityVeriff
  • PaymentsPaga
  • ComplianceComply
  • Trustpilot4.6 β˜… Β· 480+ reviews

One trade, three minutes

How a real C$3,000.00 moves from Toronto to Lagos.

2:13 pm Β· Adaeze posts an offer

AO

Adaeze O.

Toronto Β· verified Β· 4m ago

Verified
Selling
C$3,000.00
Asking
₦1,042 per CAD

Settles to a Nigerian bank Β· 0.0 fees Β· open to negotiation

2:14 pm Β· Bayo replies

BK

Hi Adaeze. ₦1,042 for the C$3,000.00? I can settle now.

2:14 pm

Make it ₦1,045 and we have a deal.

2:14 pm

AO
BK

₦1,042, your bank in Toronto is faster than mine. Saves us both.

2:15 pm

Done. Sending now.

2:15 pm

AO

2:15 pm Β· Settled

Settled in 0.8 s

C$3,000.00 β†’ ₦3,126,000

1 CAD = ₦1,042

Bank fees: C$0.00

Both confirmed in chat. No support ticket.

Corridors

Free bank transfers in Canada and Nigeria.

Settle to any Canada or Nigerian bank account at no cost. Other corridors run on the marketplace at a rate set by the people you trade with, not by us.

  • Toronto β†’ Lagos

    Bank fees: C$0.00

    ₦1,042

    per 1 CAD

  • Lagos β†’ Toronto

    Bank fees: C$0.00

    C$0.00096

    per 1 NGN

Why a marketplace

The bureau gave you one rate.
The marketplace gives you a counterparty.

Every offer on Trocah comes from a verified human. You see who you're trading with, what they're asking, and how to meet them in the middle. Then you tap to settle.

  • Real names. Real cities. Real Veriff checks.
  • Chat first, agree, settle. No middle-rate.
  • Marketplace rates beat bank spreads by 1.8 to 2.9%.
Bayo K. Β· Lagos2 min ago

I have ₦2,355,750 to sell at ₦1,042 per C$.

I can take C$1,500.00 of that at ₦1,047.

₦1,040. Both banks settle today.

Deal. Tap to settle.

Final

C$1,500.00 = ₦1,560,000

The maths, in plain sight

Type an amount.
See what they receive.

No hidden margin. No spread baked into the rate. The number you see here is what your counterparty has agreed to send.

Choose a corridor
Marketplace rate
1 CAD = ₦1,042
Bank fees
C$0.00
Settles in
< 60 s

The card

From wallet to taxi to dinner, same balance, no FX surprise.

  1. 01 Β· Request

    Tap once in the app.

    Choose a colour. Confirm your address. Kept private to you.

  2. 02 Β· Mail

    Lands in 3 to 5 days.

    Canada delivery in branded packaging. No surprise activation.

  3. 03 Β· Tap

    Pay anywhere Visa works.

    Spends from your Trocah balance. Live FX, no double-conversion.

Cards are issued where you live. Trocah holds your balance in the corridor you trade in, no second conversion when you spend.

The community

Trocah is run by the people on it.

  • 01 Β· CAD β†’ NGN

    β€œI came for the rate and stayed for the receipts. Every trade has a name and a chat thread next to it.”
    RARita Β· Toronto
  • 02 Β· NGN β†’ CAD

    β€œI import small electronics from Canada. Talking to the seller in chat ends up being the part I trust the most.”
    OOOlumide Β· Lagos
  • 03 Β· CAD β†’ NGN

    β€œI send tuition home twice a term. Interac out, NIBSS in. The bank's spread used to take a bite. Not anymore.”
    DADami Β· Vancouver

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