Trocah

Trocah

How it works

One trade,
six steps, no surprises.

You verify once. You post or take an offer. You agree on a rate with a real person. You tap to settle. Funds land in either bank within minutes. The page below is exactly that, in order.

One trade, summarised

  1. 14:11Adaeze passes Veriff in 47 s.
  2. 14:13Adaeze posts C$3,000.00 at ₦1,042.
  3. 14:14Bayo opens it from his feed.
  4. 14:14They negotiate to ₦1,042 in chat.
  5. 14:15Both confirm with their PINs.
  6. 14:15Funds land in both banks.

From verified to settled

What happens between “I want to send” and “they got it.”

  1. Step 01

    Verify

    A single Veriff check takes about a minute. Photo ID, a quick selfie, done. You are now a real human in the marketplace, and so is everyone you trade with.

    Verify with Veriff

    47 s · passed
    1. Government ID scannedcleared
    2. Selfie matched to IDcleared
    3. Liveness checkcleared
    4. Address on filecleared

    One time. Trocah trades only with verified humans. So does everyone you meet on the marketplace.

  2. Step 02

    Post

    You list what you want to sell and the rate you want. No middle-rate, no auto-spread. Other users see your name, your city, and your asking rate.

    AO

    Adaeze O.

    Toronto · verified · posting now

    Verified
    Selling
    C$3,000.00
    Asking
    ₦1,042
    Settles via
    NG bank · 0.0 fees
    Open to
    Negotiation

  3. Step 03

    Match

    Buyers browse the feed for your corridor. They sort by rate, by amount, by recency. Your offer is one of many, and the rate you set decides how fast it moves.

    Bayo's feed · CAD → NGN

    1. MK

      Maya K.

      Vancouver · C$1,200 · 2m

      ₦1,040
    2. AO

      Adaeze O.

      Toronto · C$3,000 · 4m

      ₦1,042
    3. TO

      Tobi O.

      Calgary · C$1,500 · 7m

      ₦1,046

    Sort by rate, by amount, by who's online. The best rate at the top is your call, not ours.

  4. Step 04

    Negotiate

    Counterparties chat in-app to agree on a final rate. Real names, real conversations, real flexibility. Most trades settle within two messages.

    Bayo K. ↔ Adaeze O.

    2 messages

    1. C$3,000.00 at ₦1,042. Settling today?

      2:14 pm

    2. ₦1,042 and we have a deal.

      2:14 pm

    3. Done. Sending PIN.

      2:15 pm

  5. Step 05

    Settle

    Both sides enter their PIN to confirm. The exchange happens in under a second. Wallet balances update for both parties at the same time.

    Settled in 0.8 s

    C$3,000.00 → ₦3,126,000

    1 CAD = ₦1,042

    PINs entered by AO and BK

  6. Step 06

    Receive

    Pay out from your wallet to any Canadian and Nigerian bank, free. Other corridors at marketplace rate. Receipts and chat history are kept for both sides.

    Two receipts, two banks

    Adaeze · Toronto

    ₦3,126,000

    Wema Bank ****4421

    Landed in 38 s

    Bayo · Lagos

    C$3,000.00

    RBC ****8112

    Landed in 22 s

    Canadian and Nigerian banks bank payouts are free. Other corridors at marketplace rate.

Why Trocah

Four things we will not bend on.

  1. 01

    Real humans, every offer.

    Every counterparty has passed Veriff. You see who, where, and what they have on the table.

  2. 02

    No middle-rate.

    The rate you see is the rate you trade at. No baked-in spread. No surprise margin in your receipt.

  3. 03

    Free between Canada and Nigeria.

    Bank payouts in either country cost nothing. Other corridors at marketplace rate, paid only to your counterparty.

  4. 04

    Chat-first, dispute-rare.

    Most trades close in two messages. PIN confirmation locks the deal. Disputes are visible to both sides, not hidden in support tickets.

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